How to find the equilibrium in your loan portfolio?

Over the past two years, the banking sector in the EU faced several challenges: from the low interest rate environment, accounting (e.g. IFRS 9) or regulatory changes (SREP, CRD IV/CRR, BRRD, EBA Stresstest, ECB & EBA guidance on non-performing loans, New default definition, etc.) to the disruption of traditional banking business models via the entry […]